Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage professional who can answer questions is just a phone call away.

Here's an overview of the loan process

STEP ONE -- Apply Now! Getting started is easy

Free Pre-Qualification Program:

You may want to complete a pre-qualification form before you look for property. Knowing what you can afford, and why, can make all the difference in getting you new home. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower!  

When you've selected a property and have a contract with the Seller, you can either complete the pre-qualification form online and one of our loan consultants will contact you to complete the loan process or call one of our loan consultants direct.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!